Winter roads in Northeast Philadelphia can be treacherous, with snow, ice, and freezing temperatures increasing the risk of car accidents. When a crash happens, knowing the right steps to take ensures safety and protects legal and insurance claims. Following these five critical steps after an accident can make a difference in the outcome.
Move to a safe location and check for injuries
After a collision, staying in a dangerous position on the road increases the risk of further harm. If possible, move the vehicle to a safe spot, such as the shoulder or a parking lot. Turn on hazard lights to alert other drivers. Check for injuries on all passengers and call 911 immediately if medical attention is needed. Even minor crashes can cause hidden injuries that require evaluation.
Contact the police and document the scene
In Pennsylvania, reporting an accident to the police is required when injuries occur or property damage exceeds $1,000. Officers will create a report that helps with insurance claims and legal matters. While waiting for law enforcement, take photos of the damage, road conditions, and any traffic signs. Gathering witness statements and their contact information can also provide valuable support for future claims.
Exchange information with all drivers involved
Sharing the right details with other drivers ensures a smoother insurance process. Collect names, phone numbers, driver’s license numbers, and insurance details. Also, note the make, model, and license plate numbers of all vehicles. Keeping interactions polite and factual helps avoid unnecessary disputes.
Notify the insurance company
Promptly reporting an accident to an insurance provider helps begin the claims process. Providing accurate details and any available evidence strengthens the case. Some policies require immediate notification, so delaying this step may impact coverage.
Seek medical attention and monitor symptoms
Injuries like whiplash or concussions may not appear immediately after an accident. Seeking medical care as soon as possible helps diagnose and document any injuries. Keeping records of doctor visits and treatment plans also supports insurance and legal claims.
Staying prepared and taking quick action after a winter accident ensures safety, legal protection, and a smoother recovery process. Prioritizing safety and proper documentation helps navigate the challenges of winter driving incidents in Northeast Philadelphia.